Author: Admin

How To Manage Your Cash Flow

Effective management of your funds can help you build wealth over time and save you from financial pits.Cash flow is the movement of cash and its equivalent, in and out of a business, or for an individual, over a period of time. The idea of personal cash flow management is to majorly channel the movement of your cash in such a way that it will bring more profit to you.

The following are the basic steps to effectively manage personal cash flow:

1. Personal cash flow evaluation

A personal cash flow evaluation will help you make intentional and realistic decisions on how to channel your cash, list your sources of income in detail (cash inflow), and how your money is dispensed (cash outflow).

The difference between your inflow and outflow is your net cash flow. The outcome of the difference will either be a positive or negative net cash flow. A positive net cash flow signifies that you have been prudent in handling your cash while a negative net cash flow signifies unhealthy management of funds.

2. Effective budgeting

A well-managed budget is the first step to having effective personal cash flow. To create an effective budget, calculate your total income, list out all your expenses, then deduct your expenses from your total income. Also, set aside a certain amount to invest.

There are different types of expenses. The two major ones are fixed expenses and variable expenses. Fixed expenses are majorly payments you must cater to such as rent. Fixed expenses are predictable; this means that there are particular times when such payments are made.

The second type of expense is the variable expense which can also be referred to as a discretionary expense. Variable expense is not as predictable as a fixed cost. Variable expenses are costs that change frequently, depending on quantity or usage; groceries, gasoline, food are examples of variable expenses.

3. Savings and investments

Savings is the amount you put aside for future use, which necessarily doesn’t yield interest over time, or rather yields a low interest. However, investing means to set aside a particular amount (capital), or its equivalent, in expectation of a particular benefit (interest) in the future.

Your monthly budget should include a certain percentage of investments. You can as well make use of an online savings platform to automate your savings and/or investments.

4. Practice frugal living

Frugal living is not equal to being cheap, rather it helps you to channel your expenses on the most important things. While being prudent with your cash, you can still buy quality needed items. Your cash flow management will tell how financially free you would be in the long run.

How you handle your cash flow will, to a large extent, tell how financially free you would be in the long run. At OVERWOOD, we are primarily committed to helping you achieve financial freedom, by investing your funds in safe, high-yield instruments.

Wikinews interviews candidate for New York City mayor Vitaly Filipchenko

Wednesday, June 16, 2021

In early May, Wikinews extended an invitation to Vitaly Filipchenko, an independent candidate in the 2021 New York City mayoral election, set to take place November 2nd, alongside other candidates. Filipchenko answered some questions about his policies and campaign during a phone interview.

Filipchenko, registered on the New York City Campaign Finance Board as Vitaly A. Filipchenko, is the first Russian candidate for New York City mayor, being born in Tomsk, Siberia in 1973, according to news agency Sputnik. He has since naturalised as a United States citizen. According to the web site, Filipchenko has been educated in road construction and maintenance and owns a moving services company; he describes himself on his web site as a “small business owner”. On his web site’s platform page, he says that “[m]y English may not be perfect – but my platform is.”

Incumbent Democrat mayor Bill de Blasio, who won re-election in the 2017 New York City mayoral election by 66.5%, cannot run for a third term under term limits. As of April 28, 22 candidates are currently running, the majority of whom are also Democrats. Ahead of the June Democratic primary for New York City mayor, a poll conducted May 23 and 24 by WPIX and Emerson College of 12 Democratic candidates with a margin of error of 3.2 per cent has former commissioner for the New York City Department of Sanitation Kathryn Garcia and Borough President of Brooklyn Eric Adams leading with 21.1% and 20.1%, respectively.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_interviews_candidate_for_New_York_City_mayor_Vitaly_Filipchenko&oldid=4673651”

How And Where To Sell Car Online?

By Terrence Bown

Sell car online is a newly introduced mode for some of the individuals, well this method has been there since many years. In today’s world everyone is aware of the internet and almost every individual uses internet in daily life. Some of them use it for work, study, socialize, communicate and for trading like selling and buying. Well online websites can guide you in several ways of selling car. No matter if you have a used car or damaged one, you can now think of selling it through online ways.

Online routes enable you to conduct your task easily, quickly, simply and effortlessly. Thus many of the people prefer to trade-off the car using internet. If you are among one of them who want to sell car online, then you have stepped up to the right page. Going through this piece of information would enable you to sell car online easily.

[youtube]http://www.youtube.com/watch?v=SJ5lTO8A6-4[/youtube]

All you need to do is to conduct thorough web search and find websites of companies who are willing to buy used cars. There are plenty of salvage yards and second-hand buying centers which can buy your car whether it is in running condition or not. Now you must be thinking of that why one will buy your damaged and unused car? Well some of the people buy non running cars for selling its parts or for using parts in making another vehicle. Moreover, some of the people buy the car for repairing it and reselling it.

If you really want to sell car online, you need to undertake few steps.

The initial one is to gain information about the current market trends and rates. You should be well aware of that which car is in demand these days. There on, you need to assess the condition of your car. If you want to sell car online, you need to check the interior and exterior of the car in detail and give a thorough look to the vehicle before going to describe it on the official website. After checking the condition of the car, you need to verify that all the documents of the vehicle are original and must be available. The title of the car needs to be transferred, so you need to be present with all important papers.

Sell car online process requires you to post the advertisement of the vehicle on online websites. You can have auction websites and many other workshop sites which can help you sell the car. In posting the advertisement, you need to describe the features of the car, like the bad points and positives of the vehicle. You must state its mileage, number of years used and whether used by one hand or not. You should write down if any of the parts of the car have been removed or you will remove on sale. All these short details can help the buyer in decision making.

Sell car online can also be conducted by posting advertisements on social websites, as you know every individual holds an account on such websites, so it would be rather more easy to sell the car through this route. Social networking websites have gained popularity and advertisement posting is famous there. Your advertisement should be worthy enough that one can come to view and read it. It should be interesting for the buyer so that he / she can actually come to see the vehicle. You must write your contacting details on the advertisement and if anyone comes for viewing the car, you should allow for a test drive. The buyer will ask you some questions, so you must answer them wisely. If you follow few of these steps, it would assist you to sell car online.

About the Author:

Sell Car Online There are a few points and tips that one has to keep in mind when going to car junkyard. People sell car for cash normally when it gives the problems like losing the value in the market and cannot be repaired. Click here for Sell car for cash

Source:

isnare.com

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Wikinews interviews Democratic candidate for the Texas 6th congressional district special election Daryl Eddings, Sr’s campaign manager

Tuesday, April 20, 2021

Wikinews extended invitations by e-mail on March 23 to multiple candidates running in the Texas’ 6th congressional district special election of May 1 to fill a vacancy left upon the death of Republican congressman Ron Wright. Of them, the office of Democrat Daryl Eddings, Sr. agreed to answer some questions by phone March 30 about their campaigns and policies. The following is the interview with Ms Chatham on behalf of Mr Eddings, Sr.

Eddings is a federal law enforcement officer and senior non-commissioned officer in the US military. His experience as operations officer of an aviation unit in the California National Guard includes working in Los Angeles to control riots sparked by the O. J. Simpson murder case and the police handling of Rodney King, working with drug interdiction teams in Panama and Central America and fighting in the Middle East. He is the founder of Operation Battle Buddy, which has under his leadership kept in touch with over 20 thousand veterans and their families. He was born in California, but moved to Midlothian, Texas. He endeavours to bring “good government, not no government”. Campaign manager Faith Chatham spoke to Wikinews on matters ranging from healthcare to housing.

An Inside Elections poll published on March 18 shows Republican candidate Susan Wright, the widow of Ron Wright, is ahead by 21% followed by Democrat Jana Sanchez with 17% and Republican Jake Ellzey with 8% with a 4.6% margin of error among 450 likely voters. The district is considered “lean Republican” by Inside Elections and voted 51% in favour of Donald Trump in last year’s US presidential election. This is down from 54% for Trump in 2016’s presidential election, the same poll stated.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_interviews_Democratic_candidate_for_the_Texas_6th_congressional_district_special_election_Daryl_Eddings,_Sr%27s_campaign_manager&oldid=4684113”

Andrea Muizelaar on fashion, anorexia, and life after ‘Top Model’

Monday, November 26, 2007

In the 18 months since Andrea Muizelaar was crowned winner of the reality TV series Canada’s Next Top Model, her life has been a complete whirlwind. From working in a dollar store in her hometown of Whitby, Ontario, to modeling haute couture in Toronto, she had reached her dream of becoming a true Top Model.

But at what cost? Unknown to casual television viewers, Muizelaar had been enveloped in the eating disorder anorexia nervosa, which inevitably became too much for her to bear. She gave up modeling and moved back to Whitby, where she sought treatment for her disorder, re-entered college, and now works at a bank. Where is she now? Happy and healthy, she says.

Recently Andrea Muizelaar sat down with Wikinews reporter Mike Halterman in a candid interview that stretched to nearly two hours, as she told all about her hopes and aspirations, her battle with anorexia, and just what really happened on Canada’s Next Top Model.

Retrieved from “https://en.wikinews.org/w/index.php?title=Andrea_Muizelaar_on_fashion,_anorexia,_and_life_after_%27Top_Model%27&oldid=1408470”

Nationalised UK bank Northern Rock appoints new chief executive

Wednesday, July 23, 2008

British bank Northern Rock has appointed the vice chairman of Barclays as its new chief executive. After 26 years at Barclays—the last two of which were as vice chairman—Gary Hoffman will replace Andy Kuipers. Kuipers, who has been with Northern Rock for 20 years, will be replaced at the beginning of October.

Last September, Northern Rock suffered the first run on a British bank in over 100 years, and was forced to become nationalised. Today, Hoffman stated he would return the bank to private ownership “as a thriving, stable business”. Some of his past roles include chairman of banking and chairman of Barclaycard. In his new role, he is expected to cut 2,000 of the 6,000 jobs provided by the company in an attempt to be able to pay back money owed to the Bank of England. He is to earn £700,000 per year, plus £400,000 in compensation from losses due to his moving. Including a bonus, he is expected to earn £1.5 million in his first year, making him Britain’s highest paid public servant. Among other tasks, he will be working to pay back the £25bn loan Northern Rock got from the Bank of England by 2010, and reducing its mortgage lending from £100bn to £50bn.

Northern Rock hit problems in September 2007. Issues in the mortgage market and public concern over the stability of the bank saw queues form with people keen to withdraw their funds following emergency support being provided by the Bank of England. With share prices plummeting as a result of issues in the United States sub-prime mortgage market, an unprecedented crisis struck one of the UK’s largest banks. By February 2008, the decision was taken to move the bank into public ownership and it was nationalised. Today’s appointment is the first step on a road to returning the bank to private ownership with significant measures required to cut the bank’s costs, repay loans from the Bank of England, and transform the institution into one which is attractive to the stock market.

Retrieved from “https://en.wikinews.org/w/index.php?title=Nationalised_UK_bank_Northern_Rock_appoints_new_chief_executive&oldid=2628174”

Tibet Luxurious Rugs An Himalayan Miracle

Submitted by: Desmond Murff

The Tibet Luxurious rug is the softest fleece rug you can put under you feet! This hand-knotted rug is well weaved in designs of the old globe experts. These Tibetan rugs are not created in large amount and have all the high-class design of a real work of art. To include this rug in to your home is sure to provide your home with that special piece of elegance that you have been looking for.

Tibetan rugs have been very popular for their designs, colour and magnificent fleece coat features. The rugs are hand crafted in the Tibetan refugee towns of Nepal. There are Tibetan rug suppliers in the United States and European countries, especially in Britain, Portugal and Malaysia. If you are on the hunt for a Tibetan Luxurious rug, their distinct pattern can definitely set out a Tibetan prayer rug from any other rug in any market place.

The Tibet Luxurious rugs have an amazing variety of colours and designs, with both conventional and modern designs. Carpeting from Tibet and its next door neighbour Nepal, share an unusual and improved strategy of hand-knotting. The craftsmanship of this strategy, along with their unique shades and styles, integrate to make these rugs truly unique amongst other flooring options.

[youtube]http://www.youtube.com/watch?v=e1TG1Iyf49c[/youtube]

A deep sense of spiritual purpose can be found behind genuine Tibetan rugs, as with rugs developed by Navajo artisans and other cultures for which making beauty is essential to their culture. The reasons behind these rugs being so spectacular to see and touch, is the careful care with which the craftsmen and women, create the system of Tibetan rugs. The creators use natural organic cotton materials and the softest improved wool layer.

Tibetan rug makers are not the only artisans to use hand-knotting to make their rugs. However, this culture’s particular handling of this strategy sets it apart from others because of the components and styles that result. The artists that make these unusual rugs, draw inspiration from many Asian cultures, such as their styles of flower components that have considerably significant importance.

These impressive techniques make Tibetan rugs seem modern, but in reality the makers are showing upon traditional symptoms and methods. Rug styles often are developed to produce a certain emotion, from comfort to entertainment. Sometimes geometric types are woven into the rug so that it results in amazing styles.

Tibetan rugs are woven in such an average way that it can be hard to recognize a particular style. One of the most respected features of this style of rugs – and one that makes them ideal for any styles – is the qualified combination of wool layer and organic cotton in the same integrate. Tibetan rugs have come into their own lately, as both wonderful components for many designs and as incredibly conventional styles.

So, if you would rather prefer an antique or a newly made Tibetan prayer rug, you can always count of finding one in the Internet. A great number of online websites offer genuine prayer rugs from Tibet at great affordable prices, eliminating the need to travel halfway across the world to get your hands on one.

About the Author: The Rug BuyerHere at

RugBuyer.co.uk

, we are an independent retailer, specialising in all types of runners, acting on behalf of a number of well known branded High Street and online retailers. We offer an impartial and independent view on runners that we sell for these retailers, and these views are purely based on research, personal experience and feedback, given to us by our much valued customers. If you are not reading this from our website, all of ourTibet Luxurious rugs, plus more can be found at

rugbuyer.co.uk

, or if you want to have a closer look at our Tibet collection, just click on

rugbuyer.co.uk/tibet-luxurious-rugs/.

Source:

isnare.com

Permanent Link:

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Red Hat to move focus away from CentOS in favour of Stream; CentOS team discuss implications with Wikinews

Monday, December 14, 2020

On Tuesday, US-based software company Red Hat announced their plans to shift their focus away from CentOS in favour of CentOS Stream.

In the blog post Chris Wright, the Chief Technological Officer of Red Hat said Red Hat had informed the CentOS governing board that Red Hat was “shifting our investment fully from CentOS Linux to CentOS Stream”. At least five of the nine CentOS Governing Board listed on the project are Red Hat employees.

Started in 2004, CentOS has been a free-of-cost free/libre open source software which provided binary-code compatibility with Red Hat Enterprise Linux (RHEL) — Red Hat’s GNU General Public Licensed paid operating system. CentOS was absorbed into Red Hat in 2014, with Red Hat gaining the trademark rights of “CentOS”.

Red Hat also sponsors the Fedora operating system. Red Hat even gives the software engineering interns laptops with Fedora on it. Till now, software development took place on Fedora, which was later adopted in RHEL, which the Red Hat maintained and provided support for, for those customers who had RHEL subscription. CentOS would then follow RHEL to provide the same features free of cost, but without the support.

Stream was announced in September 2019, just two months after Red Hat was acquired by IBM. CentOS Stream’s development cycle had new features added to it before the features became a part of RHEL. Stream receives more frequent updates, however, it does not follow RHEL’s release cycle.

With CentOS Stream, developments from the community and the Red Hat emplyees would take place beforehand on both Fedora, and Stream as a rolling release, before those features are absorbed into RHEL. CentOS followed the release cycle of RHEL and therefore it was a stable distribution. Features available in CentOS were tried and tested by Fedora, and then RHEL maintainers. Stream, on the other hand, has features added to it before those features become a part of RHEL. That implies Stream would be ahead of RHEL’s development, containing new features which are not yet tried and tested by RHEL developers, and not be binary code-compatible with RHEL.

Writing “The future of CentOS Linux is CentOS Stream”, Wright further wrote in the announcement, CentOS Stream “provides a platform for rapid innovation at the community level but with a stable enough base to understand production dynamics.” Wright also said, “CentOS Stream isn’t a replacement for CentOS Linux; rather, it’s a natural, inevitable next step intended to fulfill the project’s goal of furthering enterprise Linux innovation.”

Since the announcement was made, many people expressed their anger on Internet Relay Chat (IRC), Reddit and CentOS project’s mailing list. CentOS 8’s End of Life (EOL) has been moved up from May 2029 to December 31, 2021, while CentOS 7 is expected to receive maintenance updates through June 2024, outliving CentOS 8.

Gregory Kurtzer, who had started the CentOS project, announced a new operating system, Rocky Linux. Rocky Linux describes itself as “a community enterprise Operating System designed to be 100% bug-for-bug compatible with Enterprise Linux”. The project said “Rocky Linux aims to function as a downstream build as CentOS had done previously, building releases after they have been added to the upstream vendor, not before.” The project maintainers have not decided a date for when the operating system will be released.

Kurtzer explained the reason to call the OS as Rocky Linux: “Thinking back to early CentOS days… My cofounder was Rocky McGaugh. He is no longer with us, so as a H/T [hat tip] to him, who never got to see the success that CentOS came to be, I introduce to you…Rocky Linux”.

Wikinews reached out to the members of the CentOS project, Pablo Greco and Rich Bowen, to discuss this move, its implications as well as the future of CentOS. Greco is a maintainer of armhfp (32-bit processors) and is a part of the CentOS’ quality assurance team. Bowen — who unlike Greco, works for Red Hat — is the community manager of the CentOS project.

 This story has updates See Gregory Kurtzer discusses plans for Rocky Linux with Wikinews as Red Hat announces moving focus away from CentOS, December 18, 2020 

Retrieved from “https://en.wikinews.org/w/index.php?title=Red_Hat_to_move_focus_away_from_CentOS_in_favour_of_Stream;_CentOS_team_discuss_implications_with_Wikinews&oldid=4684506”

In depth: Buffalo, N.Y. hotel proposal controversy

Friday, May 26, 2006

Buffalo, N.Y. Hotel Proposal Controversy
Recent Developments
  • “Old deeds threaten Buffalo, NY hotel development” — Wikinews, November 21, 2006
  • “Proposal for Buffalo, N.Y. hotel reportedly dead: parcels for sale “by owner”” — Wikinews, November 16, 2006
  • “Contract to buy properties on site of Buffalo, N.Y. hotel proposal extended” — Wikinews, October 2, 2006
  • “Court date “as needed” for lawsuit against Buffalo, N.Y. hotel proposal” — Wikinews, August 14, 2006
  • “Preliminary hearing for lawsuit against Buffalo, N.Y. hotel proposal rescheduled” — Wikinews, July 26, 2006
  • “Elmwood Village Hotel proposal in Buffalo, N.Y. withdrawn” — Wikinews, July 13, 2006
  • “Preliminary hearing against Buffalo, N.Y. hotel proposal delayed” — Wikinews, June 2, 2006
Original Story
  • “Hotel development proposal could displace Buffalo, NY business owners” — Wikinews, February 17, 2006

In February of 2006, the Savarino Services Construction Corp. proposed the construction of a seven million dollar hotel on Elmwood and Forest Avenues in Buffalo, New York. In order for the hotel to be built, at least five properties containing businesses and residents would have to be destroyed. It was not certain whether the properties were owned by Savarino or by the landlord Hans Mobius. The hotel was designed by Karl Frizlen of the Frizlen Group, and is planned to be a franchise of the Wyndham Hotels group.

Elmwood Avenue is known by the community as a popular shopping center, and Nancy Pollina of Don Apparel (who is “utterly against” the construction) claims it’s the only reason why students from Buffalo State College leave campus. Additionally, Michael Faust of Mondo Video said he did not want to “get kicked out of here [his video store property].”

In 1995, a Walgreens was proposed to be built on the same land, but Walgreens later withdrew its request for a variance because of pressure from the community. More recently, Pano Georgiadis tried to get the rights to demolish the Atwater House next to his restaurant on Elmwood Avenue, but was denied a permit due to the property’s historical value. He has since been an opponent to the hotel construction.

In the process of debating the hotel, it was thought that a hotel had previously existed on the proposed site, however; research done at the Buffalo and Erie County Historical Society had shown that no hotel had previously existed on the site.

Retrieved from “https://en.wikinews.org/w/index.php?title=In_depth:_Buffalo,_N.Y._hotel_proposal_controversy&oldid=4272668”

How The People Lived In Austalia

People in Australian cities live in very much the same way that people live in cities of the United States and Europe. Nearly half live in cities, and the cities are very modern. Manufacturing and industry are well developed, and Australian firms make electrical appliances, automobiles, locomotives, and many kinds of machinery, both for use at home, and for export. Outside of the cities there are many huge farms, which the Australians call “stations,” where grain and other crops, sheep, hogs and cattle are raised.

The Australian sheep industry is the most important in the country. Australia supplies nearly a third of all the wool used in the world, and more than 300,000 tons of lamb and mutton a year. Wheat is the biggest agricultural crop. Fruit raising also became important when farmers found that transplanted fruit trees would grow well in Australian soil. Now they have big canning factories, and Australian canned fruits, and vegetables as well, can be found in every part of the world.